Today I have a guest post from Easy2Insure, an independent insurance broker with access to a variety of horsebox policies providing insurance for all types of horseboxes including motorised horseboxes and trailers. Visit us their website to find out more about their horsebox insurance that's right for you, your horse and your budget.
Whether you’re at a
show or at home, there’s always a chance that thieves could strike without
warning. With rural crime on the rise, even being out in the countryside is no
guarantee that your tack room and everything in it is safe. So do you know
where your tack is tonight? Let’s look at tack security at home and away.
In the modern age
anything that isn’t nailed down (and even some things that are!) is a potential
target for thieves. Because tack is high value and easily transportable (you
can quite literally carry it away), it is becoming a favourite target for
thieves. Tack is also reasonably generic, and it can be very difficult to prove
ownership of a standard saddle, for example, unless it has some particular
distinguishing marks. So it’s easy to sell on without ‘too many questions’
being asked…
There are two types of
thieves – opportunist thieves who will see an unattended item and simply grab
it, and more organised gangs who may plan the robbery beforehand. Opportunistic
thieves are more likely to strike at shows and events, while the more organised
(and often more dangerous) gangs target remote locations such as livery
stables, yards and farms.
This is probably the easiest to scenario to
deal with, as there is much more you can do to protect your tack and
possessions at home than when you’re at a show.
Locks
– It may seem obvious, but even if your nearest
neighbour is five miles away, fit a lock to your tack-room door. Make sure those
locks are strong enough to withstand a sustained and determined attack by a
thief.
Alarms
– Silent alarms are probably the most effective, as
they will activate a secondary alarm in your property, allowing you to contact
the Police while the thieves are still in situ, thus giving them a better
chance of catching the thieves ‘in the act’.
Cameras
– Security systems that include motion-sensitive
cameras are now very reasonably priced and make a worthwhile investment,
particularly if your tack is expensive, custom-made or professional standard.
Insurance
– Even large items such as horse boxes can be at
risk, so make sure you have horse box insurance.
This will also often cover any tack that is stored in the box, and give you
some peace of mind that you won’t be facing a big bill if things go missing!
Geese!
– One of the best alarm systems you can have is
couple of geese living in the yard (the geese at a yard we used to ride in
would attack anyone who wasn’t wearing riding boots!).
Security at a show is much more
complicated, as there will be times when your tack is left unattended, even for
a brief moment while you dash to the tea hut! This is where opportunist thieves
strike, so make life difficult for them.
Lock
it up – If you’re lucky enough to have a horse box
with a lockable tack storage area, then make sure you use it! Again, as with
home locks, choose padlocks that are going to give thieves a problem (circular
padlocks are much harder to open using bolt cutters than traditional style
padlocks).
Mark
your tack – this won’t prevent it from being
stolen, but if you use security markers to mark your tack then it may ensure
that it gets back to you if the Police recover it later. Make sure you have a
photographic record of all tack, especially saddles.
Don’t
leave tack in plain sight – In the same way that
you wouldn’t leave your handbag on the passenger seat of your car, try not to
leave high-ticket items in plain sight. Remove the temptation and you lessen
the chances of being a victim of theft.
Insurance
on the go – Check with your specialist insurance
broker to see if your horse box insurance covers your tack whilst at a show.
Again, it won’t stop your tack being stolen, but it will make it financially
much easier to replace!
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